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One of the most crucial things you can do is to ensure the safety of your loved ones in the event of a car crash. You shouldn’t have any trouble pulling that off. Call your insurance company and ask to be fully covered. Perfect! However, due to the “intrafamily exclusion” in some insurance policies, things are not always that cut and dry. In the state of Ohio, this is a common exception. Consider the following scenario: while transporting your wife to her hair appointment, you cause a major collision. 

After the car accidents in Toledo, you report your wife’s injuries to your own insurance provider. The insurance company delays in responding, but then confirms what you already suspected: you have no coverage. You consult an attorney about your situation, and he or she breaks the news that no coverage exists because of the policy’s “intra-family exclusion.” The state of Ohio does not allow your wife to sue you for carelessness just because she is a member of your household and a relative. The term “intra-family exclusion” describes this policy. In a twist of fate, your vehicle insurance would have paid for your neighbor’s medical bills, up to the policy’s liability limitations, if she had been hurt in the same accident. If she had been a passenger in a car driven by a friend, your wife would also be compensated for her injuries in such a case. If a family member was a pedestrian or if another family member’s car …

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Accidents on the road are sometimes difficult to avoid, and when you ride a motorcycle, your risk of being involved in a collision or seriously injured as a result is higher. Accidents can suddenly become very complicated when one of the parties involved is not covered by insurance. Being involved in a road traffic accident if you’re not covered with insurance can be a very expensive mistake, and drivers and riders need to understand their options in this situation.

When the Accident Happens:

In the case where you have insurance and the other party does not, it’s still important to be aware that in many cases, recouping your costs from the driver without insurance is often unlikely. You may want to consider getting advice from Michigan Motorcycle accident lawyers. Somebody who is uninsured is likely to have failed to get insurance because they cannot afford it, so while you can still seek legal action against the person, you are likely to be ultimately responsible for the legal costs if they are unable to afford it. It is possible that your own insurance policy will cover you if you are hit by an uninsured driver, so it’s worth contacting your own insurance company after a collision.

If you Don’t Have Insurance:

You may be in a situation where you are the person without insurance at the scene. Even if you do not have insurance on your bike, you should still contact the police and file a report to ensure that your …

Involved in a Motorcycle Accident Without Insurance? Here Are Your Options Read More

Success in the music industry is possible for those that don’t play an instrument or belt out a tune. In fact, for some, rising to the top in the entertainment world results from personality and knowledge: these devotees possess hard work, perseverance, and a keen awareness of people and policy.

Music managers are in an essential position, providing legal support and establishing prominence among labels and venues. For those looking to rise and reach the heights of entertainment lawyers like John Branca, it’s vital to consider the following four steps.

1. Embrace Internships

Strong personalities work well in this field, claiming presence and holding firm; however, there is also a place for understanding and humility. If you want to get to the top, then watch and work with those already there. Ask for an internship so that you could work with a current music and entertainment law firm.

During this time, observe how operations run and ask questions about policies and choices. What is the manager doing with clients? What attitudes and approaches are successful? Learn from these interactions, and see what you could adapt into your own practices.

2. Adapt to Shifting Expectations

The world is ever-changing, and the music industry is no different. Those living inside a box are likely to grow stale and fade with the fads. For instance, one day, labels may seek one style or genre, loving rock and roll; a few years later, the same label may now desire someone with a …

Rise to the Top Like Entertainment Lawyer John Branca UCLA: 4 Steps To Becoming a Successful Music Manager Read More